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FreeSimulador pensional colombianoLive
Colombian Pension Simulator
The pension simulator projects your retirement under Colombia's public (RPM) and private (RAIS) regimes from a handful of inputs: age, salary history, weeks contributed and expected contribution path. It shows the numbers side by side so the choice between regimes, and the effect of contributing more or retiring later, stops being a guess.
Runs at pensiones.laraposera.com
What it does
Features
- Side-by-side projection for both regimes
- Weeks-contributed and salary-history inputs, with sensible defaults
- Scenario controls: retire later, contribute more, change salary growth
- Plain-language explanation of every assumption used
- No account required; nothing you enter leaves your browser
Who it's for
Audience
- Workers in Colombia deciding between RPM and RAIS
- People approaching retirement who want a realistic estimate
- Advisors who need a fast, transparent projection to discuss with a client
Pricing tier
Free
Free, forever
No plan to choose. Open it and use it.
- Every feature is available to everyone.
- No registration, no email capture, no ads.
- We keep it free because the pension decision is one most people make blind.
Questions
Before you open it
- Is this financial advice?
- No. It is a transparent calculator that applies the published rules. It helps you ask better questions before you talk to a fund or an advisor.
- How accurate is it?
- As accurate as the inputs and the current statute. Every assumption is shown on screen so you can adjust it.
- Where does my data go?
- Nowhere. The simulation runs in your browser. We do not store what you type.
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